Chile

As of 2025, Sinacofi maintains extensive records for Chilean citizens and residents, serving as the primary validation mechanism for financial institutions and providing comprehensive identity verification services across Chile's financial ecosystem.

Verification Overview

Chile verification through Goverlink™ provides real-time authentication against Sinacofi's databases, using the RUN (Rol Único Nacional) as the primary identifier. The system offers specialized verification for financial services and identity validation requirements.

Supported Verification Types:

Verification Type	Data Verified	Coverage	Real-time
RUN Data Verification	✓	National	✓
Identity Card Validation	✓	National	✓
Financial Database Cross-check	✓	Financial Sector	✓
Credit Bureau Verification	✓	Credit System	✓

Processing Time: Typically 2-6 seconds for all verification types

Chile Identity System

Chile uses the RUN (Rol Único Nacional) and RUT (Rol Único Tributario) as the primary identification numbers for citizens and residents. The RUN serves as the national identity number, while RUT is used for tax purposes, though they are often the same number for individuals.

Key Components:

RUN/RUT number (8 digits plus verification digit)
National identity card (Cédula de Identidad)
Integration with civil registry
Financial system registration
Tax authority records

Coverage: Available to all Chilean citizens and legal residents with valid RUN

Verification Methods

RUN Data Verification

Validates RUN number existence and cross-references personal information against Sinacofi's comprehensive databases. This method provides foundational identity verification using Chile's national identification system.

Verified Data Points:

RUN number validity and format
Verification digit calculation
Personal identification data
Registration status confirmation
Identity consistency validation

RUN Validation Features:

Mathematical checksum verification
Format validation (XXXXXXXX-X)
Database existence confirmation
Status verification

Requirements: Valid RUN number in correct format

Identity Card Validation

Verifies Chilean identity cards (Cédula de Identidad) by cross-referencing card information with official records maintained in Sinacofi's database systems.

Verification Capabilities:

Identity card authenticity
Document series validation
Personal data cross-reference
Card status verification
Issuing authority confirmation

Validated Information:

Card series number
RUN number matching
Personal details consistency
Document validity status
Registration accuracy

Requirements: Valid Chilean identity card with series number and RUN

Data Verification Details

Mandatory Data Points

All Chile verifications require specific data points depending on the verification type:

Data Point	RUN Data	Identity Card	Financial	Credit	Format
RUN Number	✓	✓	✓	✓	XXXXXXXX-X
Full Name	✓	✓	✓	✓	Complete name
Identity Card Series	✗	✓	Optional	Optional	Series number
Date of Birth	Optional	✓	✓	Optional	DD/MM/YYYY
Address	Optional	Optional	✓	Optional	Complete address

Regulatory Compliance

Chilean Data Protection Laws

Personal Data Protection Law (Ley 19.628):

Explicit consent requirements for personal data processing
Data subject rights including access and correction
Security safeguard obligations
Data controller responsibilities
Cross-border transfer restrictions

Financial Privacy Regulations:

Banking secrecy laws
Financial information protection
Customer confidentiality requirements
Data sharing restrictions

Common Error Scenarios

Sinacofi Service Errors

Error Code	Description	Resolution
`RUN_NOT_FOUND`	RUN number not in database	Verify correct format and number
`RUN_INVALID_FORMAT`	RUN format incorrect	Check XXXXXXXX-X format
`VERIFICATION_DIGIT_ERROR`	RUN verification digit mismatch	Recalculate verification digit
`DATA_MISMATCH`	Provided data doesn't match	Verify user input accuracy
`CARD_SERIES_INVALID`	Identity card series not found	Verify card series number

Financial Database Errors

Error Code	Description	Resolution
`FINANCIAL_RECORD_NOT_FOUND`	No financial history available	Use alternative verification
`CREDIT_CONSENT_REQUIRED`	Credit information access denied	Obtain explicit credit consent
`INSUFFICIENT_CREDIT_HISTORY`	Limited credit data available	Use basic RUN verification
`FINANCIAL_TIMEOUT`	Database response timeout	Implement retry mechanism

System and Network Errors

Error Code	Description	Resolution
`SINACOFI_TIMEOUT`	System response timeout	Implement retry with backoff
`SERVICE_UNAVAILABLE`	Sinacofi maintenance	Use fallback verification
`RATE_LIMIT_EXCEEDED`	Too many verification requests	Implement request throttling
`CONNECTION_ERROR`	Network connectivity issue	Retry with exponential backoff

Performance Metrics

Typical Response Times

Verification Type	Average Time	Success Rate
RUN Data	2-4 seconds	96.8%
Identity Card	3-5 seconds	95.4%
Financial Cross-check	4-6 seconds	93.7%
Credit Bureau	3-6 seconds	94.1%

Service Availability

Sinacofi maintains high system availability:

Average Uptime: 99.2%
Peak Performance: Business hours (9 AM - 6 PM CLT)
Maintenance Windows: Typically scheduled outside business hours